Put every quote into six cost buckets
For a residential purchase or sale in England and Wales, obtain itemised written quotes using the same property and funding details. GOV.UK’s home-buying guide recommends comparing several legal representatives and checking the full price, hidden extras, referral fees and charges if the sale fails.[9] Separate legal fees, VAT, disbursements, property tax, registration and supplements, then compare abortive terms.[3][8] Broad published cost ranges are guidance, not a transaction quote.

- Provider legal work. For a sale, check for drafting the initial contract, answering the buyer’s enquiries and negotiating contract details.[1] For a purchase, look for reviewing contract papers and searches, raising enquiries, checking any mortgage offer, preparing the transfer, carrying out pre-completion searches, completing the transaction, handling the relevant tax work and registering ownership.[5][8]
- VAT. Show VAT separately and check whether each legal fee and supplement includes it. Conveyancing Calculator says its quotes itemise legal fees, disbursements and VAT.[6]
- Searches and other disbursements. Enact identifies local-authority, water and drainage, and environmental searches as a typical set. It says mortgage buyers need searches and highly recommends them for cash buyers.[8] Record which searches and other third-party charges are included.
- Property tax. Keep tax separate from the provider’s legal fee, even when it forms part of the completion money.[8] Hugh James labels its England examples with Stamp Duty Land Tax and its Wales examples with Land Transaction Tax.[5]
- Registration charges. Separate the registration charge from the legal work involved in preparing and submitting the application. Enact includes registration costs among the completion money paid by the client.[8]
- Property-specific extras. List supplements for factors such as leasehold tenure, mortgage work, new-build property, shared ownership, Right to Buy, complexity and additional searches.[3][4][8] Mark their VAT treatment and applicability as included, estimated, excluded or unknown.
Create one subtotal for the provider’s legal fees and VAT, and a second total showing the full expected cost, including disbursements, tax and registration.
Test the assumptions behind the price
Give every provider the same transaction details:
- whether the matter is a purchase, sale or both;
- the property price and location;
- freehold or leasehold tenure;
- mortgage or cash funding; and
- any new-build, shared-ownership or Right to Buy involvement, complexity or additional searches.
These factors can affect conveyancing costs.[3][4][8]
For a mortgage purchase, confirm that the named firm can act for the actual lender before instruction and that its quote includes lender work or identifies a supplement.[6] GOV.UK describes ensuring that the purchase meets lender requirements as part of the legal representative’s role.[9] Hugh James lists finance and mortgage-offer work among its purchase stages.[5]
For leasehold property, confirm the supplement and the assumptions behind it. Hugh James, for example, assumes an existing lease rather than the grant of a new one.[5]
Request a written list of circumstances that could change the fee. Hugh James bases its pricing on a standard, timely transaction with cooperative parties, no unreasonable third-party delay, no title defect, no additional documents and no indemnity policy.[5]
Check what happens if the transaction falls through
A “no completion, no fee” promise does not answer every cost question. Check three points:
- Which legal fee is waived? Ask whether the protection covers the whole provider fee and what eligibility conditions or exclusions apply.
- Can completed work still be charged? Ask whether any abortive bill is based on work stages, time spent or another method.
- Which third-party costs remain payable? Searches, online identity checks and HM Land Registry copies are examples of disbursements that may be funded upfront.[8] Ask what happens after each has been ordered.
Enact says liability depends on the agreed fee structure and terms. A client is likely to remain responsible for completed legal work and third-party disbursements, and a later collapse may produce a higher bill because more work has been completed.[8]
Conveyancing Calculator describes “no completion, no fee” as waiving the solicitor’s legal charges if the transaction falls through, while warning that the protection does not cover everything.[6] This does not establish that every quote on the platform includes the protection.
“If this matter ends before exchange, what legal work and third-party costs would I owe at each stage?”
Keep abortive fees separate from the consequences of exchange. In England and Wales, the agreement becomes legally binding at exchange, and a party usually cannot withdraw afterwards without paying compensation.[1]
Compare Hugh James, Conveyancing Calculator and Halifax
These are different routes: a direct provider, a comparison platform and a panel service. Apply the same three checks to each.
Hugh James
- Quote transparency: Hugh James describes purchase stages including mortgage work, searches, tax payment and Land Registry registration. It also lists assumptions that could affect the stated price.[5]
- Provider choice: The displayed pricing applies when a buyer or seller instructs Hugh James directly.[5]
- Published non-completion terms: Exact abortive charges, charging stages and disbursement-refund terms remain unknown from the cited pricing page.[5]
Conveyancing Calculator
- Quote transparency: Users can compare up to five instant quotes itemising legal fees, disbursements and VAT. The platform describes most quotes as fixed-fee with no hidden charges.[6]
- Provider choice: The platform says its quotes come from SRA-regulated solicitors and CLC-licensed conveyancers. Users can compare by price and location or search for a mortgage-lender-approved conveyancer.[6]
- Published non-completion terms: The platform gives a general explanation of “no completion, no fee”, but whether every quote includes it—and each firm’s exclusions and eligibility rules—remains unknown from the cited page.[6]
Halifax
- Quote transparency: Halifax describes a conveyancing quote service.[4] Obtain the named firm’s itemised total, payment stages and any upfront amount; do not assume the panel route sets a standard deposit or a uniform fee.
- Provider choice: Confirm the panel member actually proposed, its lender eligibility, regulatory status, service area and engagement terms. Panel size does not establish availability for the transaction.[4][9]
- Published non-completion terms: Exact cancellation charges, abortive-fee terms and disbursement-refund rules remain unknown from the cited page.[4]
Hugh James is a direct provider route, Conveyancing Calculator compares quotes and Halifax offers a panel route.[4][5][6] Compare the actual appointed firm and full written scope. None can be identified as cheapest without quotes using the same assumptions, including VAT, supplements and abortive costs.
What to confirm with each provider
The cited pages leave several decision-critical points unresolved:
- Hugh James: exact supplements, abortive charges, stage-based charging and refunds of unused disbursements.
- Conveyancing Calculator: whether a specific quote includes “no completion, no fee”, its exclusions and the panel firm’s own abortive terms.
- Halifax: quote inclusions, fixed-fee protection, panel-member identity, eligibility, service area, cancellation terms and disbursement refunds.
Final checks before instructing
- Confirm the assumptions. Record the price, location, tenure, mortgage status and transaction type.
- Check the task list. For a purchase, ask whether the fee covers enquiries, mortgage work, transfer documents, relevant tax work, pre-completion searches, completion and registration.[5][8]
- Identify the firm. Check the named professional’s regulatory body and lender approval, and obtain the firm’s complaints and escalation procedure. GOV.UK explains how to check that a conveyancing professional is regulated and includes guidance on complaints.[9]
- Control supplements. Ask for written approval before non-standard charges are incurred.
- Record the abort terms. Specify the trigger for any waived legal fee, eligibility and exclusions, completed-work charges, ordered disbursements, unused-money refunds and the rules for a replacement transaction. Obtain these terms before instruction rather than relying on a platform’s general “no completion, no fee” description.[6][8]
Choose using the confirmed scope, assumptions, provider and abortive terms—not the headline figure alone. Keep the quote, engagement letter and non-completion terms together.
References
- Selling a home: Transferring ownership (conveyancing) – GOV.UK (gov.uk)
- Conveyancing Fees: What To Expect In 2026 – HomeOwners Alliance (hoa.org.uk)
- How much are solicitor fees when moving house? | Mortgages | Halifax (halifax.co.uk)
- Conveyancing Pricing | Hugh James (hughjames.com)
- Conveyancing Fees Calculator | Compare Solicitor Quotes Online (conveyancingcalculator.co.uk)
- A guide to conveyancing fees – Enact Conveyancing (enact.co.uk)
- GOV.UK: How to buy a home, sections 13 and 23; updated 6 September 2019 (gov.uk)